Apartments, renters & landlords now
Re-entry, habitability, deposits, upstairs leaks, HOAs, and assisted housing.
Home / Apartments, renters & landlords now
Status, maps, and claim portals change by the hour. Open the org site. Do not trust a screenshot from last night.
- Texas Department of Insurance storm resources Claim FAQs and complaints. Help line 800-252-3439 if you cannot find your carrier.
- DisasterAssistance.gov Apply when a declaration covers your county. Aid generally cannot duplicate insurance.
- West Street: barriers to Harvey repair aid Resident-led view of paperwork, landlords, and long-term repair gaps.
- 211 Texas Shelter, food, utility, and recovery referrals. Dial 211 if the sites lag.
Breaking a lease after a major flood: questions to ask
Ask about the casualty clause, written termination, and rent before you hand back the keys and vanish.
Documenting damage so your deposit and claim survive
Shoot the water line, every ruined item, and the move-in condition before anyone hauls a couch.
Habitability and temporary housing conversations
If the unit is not safe to sleep in, say that in writing and ask where you are supposed to stay.
HOA common areas and who files what
The association files for common property. You file for your unit and contents. When it is fuzzy, file both.
Landlord playbook: unit turns after water
Extract, document, and do not re-rent a wet unit because a tenant is begging for a move-in special.
Renter checklist the hour you can re-enter
Photos, a written note to the office, and a hard look at power before you start hauling wet stuff.
Section 8 / assisted housing after a disaster
Tell the housing authority the unit is unlivable before you move, and keep every notice.
Storage units and garage flood loss
Most storage contracts shove flood onto you. Photograph the unit and read the insurance clause before you toss.
Upstairs leak into your unit after the storm
Treat a ceiling leak as a building problem, document it, and do not sleep under a sagging sheet of rock.
What landlords usually must handle vs what you handle
The building is usually theirs. Your furniture, clothes, and renters policy are usually yours.