Inventory template
Make me a room-by-room flood inventory template with columns for item, brand, age, purchase price, condition before flood, and photo filename. Include one example row.
Prompts that get help from AI
Copy, paste into any AI chat, fill the brackets. Never paste policy numbers, IDs, or full names.
AI drafts. You verify.
An AI answer is a starting draft, not advice. Check every fact against the linked desk article and the official source before you sign, file, or pay.
Document damage
Photo organization
I have dozens of phone photos of flood damage. Give me a file-naming and folder scheme an insurance adjuster can follow, plus a 5-line email I can send my carrier with the photo set.
Insurance claim
Coverage explainer
Explain flood policy vs homeowners coverage in plain language for a Houston homeowner. End with 5 questions to ask my adjuster on the visit.
Claim summary draft
Draft a 150-word factual claim summary from these notes [paste notes]. No exaggeration, no legal threats, just dates, water depth, rooms hit, and mitigation steps.
Duplication of benefits
What does duplication of benefits mean for FEMA plus insurance? Explain it like I am filing both this week.
FEMA aid
Registration walkthrough
Walk me through registering for FEMA assistance after a Houston flood: documents to gather, order to do it in, and what happens after I get a registration number. Follow DisasterAssistance.gov steps.
Appeal outline
Help me draft a FEMA appeal letter outline: denial reason [paste], evidence I have [list], deadline math. Keep it factual and under one page.
Hire a crew
Vetting questions
Give me 12 vetting questions for a water-restoration company, including Texas license checks, IICRC terms, Xactimate estimates, and payment draws. Flag any answer that is a red flag.
Bid comparison
Compare these two restoration bids line by line [paste both]. List what each includes, what is missing, and 5 follow-up questions for each contractor.
Cleanup and health
First 24 hours
I have [X inches] of water in [rooms]. Give me a first-24-hour sequence: power safety, water extraction order, what not to throw away before photos, and when to stop DIY and call extraction.
PPE and cleaners
List PPE for tearing out wet drywall in a humid Houston house, plus cleaner combinations to never mix.
Renters
Landlord notice
Draft a same-day written notice to my landlord about flood damage in my unit: facts only, request for timeline, habitability question, no legal conclusions. Under 150 words.